Can I Buy a Home in Florida From Another Country?
Whether you are relocating to the Space Coast for work or buying a second home in Florida from abroad, I make the process feel local. I work with international clients from all over the world, and I know Florida's Space Coast deeply. I guide you through the areas, the financing path, and every detail from your first call to the keys.
Free guide: The International Buyer's Guide
You Have Thought About This. Probably More Than Once.
“Will I even get a mortgage here as a non-resident?”
“How do I move money and pay for a home from another country?”
“Can I actually own a Florida home as a foreigner?”
“What will taxes, insurance and flood zones really cost me?”
“If we are moving for work, how do we get settled fast: schools, movers, a place to live?”
None of these worries are unreasonable.
A cross-border move deserves more than a one-size-fits-all plan.
A Local Partner for a Global Move.
Bénédicte Obringer
Luxury Real Estate Agent · FigTeam Powered by eXp Realty LLC
CIPS · CLHMS · Krem Institute A.I. Certified
For 9 years I have guided buyers, sellers and relocations across Florida's Space Coast, drawing on over 30 years across luxury fashion, private banking and real estate. Whether you are coming for work or buying a second home from abroad, I bring the area to you. I know each community across all the areas I serve, and I welcome clients from many countries, wherever they are coming from. I share a trusted vendor network for everything you need when you arrive: moving your personal effects, moving-in assistance, help with school registration, contractors, and insurance. For financing, I refer you to lenders who work with foreign nationals, and I confirm the details with them before anything moves forward.
If you are coming for work, your visa and work-permit matters are handled through your employer's HR and immigration counsel. Buying property itself does not require a visa or residency, so my focus stays on the home: the right area, the right financing path, and a smooth move-in.
Bénédicte Obringer is an A.I. Certified Agent™, a designation earned through The Krem Institute of Artificial Intelligence. The training is used on every search and every listing. The relationship stays personal. The A.I. supports it.
Before you arrive, we tour homes remotely with video walkthroughs and virtual tours. From your first call to the keys, the path is white-glove and personal. Legal, tax and financing questions are always confirmed with your attorney, tax adviser or lender.
Four Simple Steps
- 01
Tell Me Your Story and Your Timeline
Your plans, why Florida, and what a home here needs to do for you.
- 02
I Research the Areas and the Financing Path
The right Space Coast area, and the lenders and steps that work for buyers abroad.
- 03
Tour Remotely and Choose Your Home
Video walkthroughs and virtual tours before you ever arrive.
- 04
I Handle the Details, From Closing to Move-In
From the offer to the keys, and the vendors you need when you land.
Client Reviews
“Bénédicte Obringer first helped us find a home rental when we were relocating to Florida from Germany. Once we were here in Brevard County, Benedicte worked with us to identify the key features that we wanted in a home of our own. She also identified local professionals for any questions we had concerning loans, financing, and living in Florida. Benedicte provided regular information about listings, scheduled showings, and had a lot of patience while we changed our minds about what we wanted. Finally, she found us the right house at the right price in an area we really liked. Benedicte went way beyond the "call of duty," and we are grateful.”
“Great communicator! understood our preferences, and considerate. Very knowledgeable of the area. Benedicte helped us buy a second home for my daughter and displayed the same quality of skills. Also helped my brother and our cousin find a house and would recommend her to other friends, family, and anyone looking for a home. Home buying is a stressful time, but Benedicte made it so much easier! Thank you, Benedicte!”
“Ms. Obringer found me the house of my dreams in a very difficult market! As my work required travel, most houses at the time I was looking were only on the market for a few days in the Cocoa Beach and Merritt Island area. To add to the difficulty, I was looking for waterfront property, and Ms. Obringer knew the area very well and directed me towards the most desirable areas! Once my offer was accepted, Ms. Obringer was very helpful as she continued to work hard on my part. As I was traveling, Ms. Obringer made sure the closing process kept moving forward on my behalf. With my schedule, I’m not sure my purchase of the house would have been completed without Ms. Obringer’s help and Professionalism. She also offered several good suggestions on furnishing and decorating. Ms. Obringer helped make a difficult market very simple to purchase a house!”
The International Buyer's Guide
A 9-page plan for buying a Florida home from another country, from the first question about financing to your first year as a homeowner on the Space Coast.
- What has changed about buying a Florida home from abroad
- The old way, and the five problems it creates
- Meet the A.I. Certified Agent™
- Side by side: A.I. Certified Agent™ vs. a traditional agent
- Your cross-border checklist: visa, lender, ITIN, insurance, flood zone, wiring and notarization
- What you get, from local knowledge to one point of contact
- How it works, in four steps
- Human + A.I., and your next step
Where I Help
Melbourne
Waterfront homes along the Indian River, a downtown arts and dining scene, and established neighborhoods at the heart of Brevard County.
Cocoa Beach
The Space Coast's beach town, with oceanfront condos and single-family homes, easy beach access and a laid-back coastal character.
Viera
A master-planned community with newer construction, championship golf courses, and a growing selection of dining and shopping options.
Palm Bay
Brevard County's largest city by population and land area, with mature neighborhoods along the Indian River Lagoon and room to grow.
Questions About Buying a Florida Home From Abroad
Do I need a visa to buy a home in Florida?
No. Buying property does not require a visa or residency, and anyone may own real estate in Florida. If you are relocating for work, your visa and work authorization are handled through your employer’s HR and immigration team.
Can I get a mortgage as a foreign buyer?
Yes. Financing for foreign nationals exists; lenders typically ask for an ITIN or SSN, proof of income and assets, and international credit history. I can refer you to lenders who work with buyers abroad. Confirm your options with your lender.
What is an ITIN and do I need one?
An ITIN is the IRS number for individuals without a Social Security number. It is often needed for loans and tax filings, and useful if you ever rent the home. Confirm with your tax adviser.
How do I pay for the home from abroad?
Typically by wire transfer into escrow. Plan ahead for currency exchange, bank requirements and timing, and confirm wiring instructions with your attorney or title company to avoid fraud.
What costs should I expect on the Space Coast?
Property taxes, homeowners insurance (higher in Florida, commonly around $4,000 to $6,000 a year depending on the property and its distance from the coast, with strict roof-age rules near the coast), flood insurance if the home is in a flood zone, and closing costs. When a foreign seller sells, FIRPTA withholding applies. Confirm with your tax adviser, lender and attorney.
Can I buy without being there in person?
Often yes. Virtual tours, video walkthroughs and remote signing cover most steps; some documents need notarization, so plan for it, and I guide you through exactly what is needed.
Let's Find Your Florida Home.
Get the free guide, or talk it through with me first.
(561) 758-3585
No pressure, no obligation.
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